Home Loan & Your Credit Score

Here's a question for you, do you know your score?
If you don't, you should.  This is why:  Getting the best interest rate on a home loan comes down to the important number - your credit score.

Here are 4 do's & don't's to manage your scores:


DO'S

1.  Develop a credit history
2.  Mix up different types of credit
3.  Make timely payments
4.  Maintain a consistent balance

DONT'S

1.  Shop for a loan too long
2.  Close old, unused credit accounts
3.  Sign up for retailer's incentives
4.  Open accounts for better credit mix

Better rates = a better loan.  Do you know your score?  If you moved today, would you qualify for a good interest rate?

As always, please be sure to share my contact information with anyone you know who may need real estate advice.
Felicia Jones, Realtor
Keller Williams Realty
BRE:  01977033
424.278.9426
homesbyfelicia@kwrealty.com
www.​homesbyfelicia.kwrealty.com

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